cbmtrx asked:

This contractor comes with good references (our neighbors for one), and has offered to do our roof for a good price. However, he warned us that he does not have liability insurance.

What does this mean? If a shingle falls on a passer-by, we could be liable and not the roofer? Or does it not cover damage done to our roof by the contractor?

Does anyone have any advice/experience with this?

herts roof leaks